Credit Equity Line http://loan.creditequityline-ca.com/home-equity-loan/ About Equity Loan Tue, 19 Aug 2008 07:00:36 GMT Open Question: How do I get out of a negative home equity situation with EMC Mortgage and 5/3 Bank? http://loan.creditequityline-ca.com/home-equity-loan/how-do-i-get-out-of-a-negative-home-equity.html I have a Qus, about home equity loans ?
If you dont have good cradit and your homes paid for is that a Prob,? im only wanting to get a small loan $5000-$10000 and i paid csh for my house 1 year ago it was $80000 and i have redone the whole house so i know its worht more now? and do u have t get it appraised? Thanks so much!

I'm in tennessee


Open Question: bankrupsy question can anyone help ?


what does bankrupt mean?My small buissness not doing well no jobs masonry michigan economy real bad I'm 3 months behind in a small equity we took after buying house with cash 167000 we took 50000 equity loan and am close to going into forclosure.I cant get another loan credit scores under 500 so no way i can get loan or cosigner to help get loan and dont want loose our home would bankrupsy help give us break in all these bills min and save our house or no?what should we do no jobs,loans,orlent money in sight can anyone help with advice?

Open Question: How do I get out of a negative home equity situation with EMC Mortgage and 5/3 Bank?


I tried to re-finance my 1st and 2nd mortgage with these two banks and was not successful due to owing more on my mortgages than my house is worth (& high credit card debt of about $25K). My spouse and I have student loans to pay for ($60K) and it is very depressing for us. What can we do to fix this financial and emotional problem. More details..we make over $200K per year but the bills and unexpected situations keep coming up. It is now affecting our marriage and we may be separating because of this financial tornado. we have two kids and a dog to care for also. It is tough but right now we are just maintaining to pay bills from pay check to pay check. How do we attack these issues without killing one another and becoming angry about it when we bring up the subject? Are there any highly seasoned real estate agents or financial gurus (anyone w.knowledge) to help us? Any internet or 800#'s? We need help REALLY bad!!

Technorati Tags: , , , , , , , , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Open Question: I have a Qus, about home equity loans ? http://loan.creditequityline-ca.com/home-equity-loan/i-have-a-qus-about-home-equity-loans.html

Open Question: I have a Qus, about home equity loans ?


If you dont have good cradit and your homes paid for is that a Prob,? im only wanting to get a small loan $5000-$10000 and i paid csh for my house 1 year ago it was $80000 and i have redone the whole house so i know its worht more now? and do u have t get it appraised? Thanks so much!

I'm in tennessee

Technorati Tags: , , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Open Question: Consolidtated credit card debt? http://loan.creditequityline-ca.com/home-equity-loan/consolidtated-credit-card-debt.html.html More info...
I took money out of my home equity loan but I'm going to lose my house. I wanted the money because it's all my two year old and I have to live off of, we are moving in with a friend this weekend. I had planned on getting a part time job....... Any other advice on dealing with unemployment or financial aid?
Thanks in advance!!

Open Question: My home is not financed, but can I get a mortgage against it as a loan?


I've lived in a co-op for over 20 years. Recently, the HUD loan was paid off for this property. Now, we have converted to market rate condos, and we can sell our unit for whatever the market will bear.

I could really use a loan for paying down debt I've aquired over the years, and for home improvement as well. Would it be possible for me to obtain a mortgage for maybe half of what my unit is worth ($20,000-25,000), and like buy it from MYSELF, so I can keep the place I live in, and also have money to payoff some high interest loans and credit cards? It'd be like a refinance, but I am basically not financed at the moment. Others here have sold to real estate offices, and other buyers. I am just interested in getting some equity out of my unit for now. I am ready to move immediately forward if this, if this is a possibility. What do you all think? Possible, or IMpossible?

Open Question: Should I get a HELOC or a regular Home Equity Loan? What are the pro's and Con's from each type of loan?



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Open Question: Consolidtated credit card debt?


My wife and I consolidated our credit card debt. Between the both of us we had about 8,000, but I think we made a mistake with the kind of load we got. We had to put up one of our cars for collateral. The interest is kind of high and by the time we pay it off we would have payed back 15000 instead of the 8000. Is there a better loan out there we can get? Like a home equity loan or something? Any advice would help.

Technorati Tags: , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Resolved Question: SHOULD I REALLY KILL MYSELF? http://loan.creditequityline-ca.com/home-equity-loan/resolved-i-really-kill-myself.html.html
I am considering quietly murdering myself because of several issues that have mounted on top of each other in a large unsolvable stink of a pile.

1. I have a very extensive criminal record that is for the most part not sealable. I have never murdered anyone, but i have a felony that I am a fugitive from - a drug charge from over seven years ago. I was not dealing, but we did have medication in a car I was in. I have a few misdemeanors on my record. I also have several dismissed cases that I cannot afford to get sealed.

2. I am disabled by state approval, it is hard for me to work. I am highly antisocial and do not get along well with anyone.

3. I am ugly and skinny and male. I am an adult. Because I have no money to take care of my teeth, the deep scars on my face, and my body getting older, I have serious issues all around. I am balding, I have distended muscles. Most of my problems come from damage in aging and I have no support from others to help me back to mental and physical health.

4. I have ABSOLUTELY no family support and no friend support. As a result of something my parents did to me in my life, I have suffered immeasurable trauma, which has caused serious further issues.

5. I am likely 100,000 dollars in debt and I own NOTHING worth equity. My debt includes repossessions and loans insurmountable b/c I cannot work a job. The debts are only getting worse but luckily I can't afford much any more.

6. I have no degree worth more than minimum wage, noone will hire me b/c of a criminal background unexpungable, and b/c I am in such poor health.

7. B/C I have no money except for the disability check I get each month and food stamps, I have little left for myself and for anything extra. It is nearly impossible to wash clothes, or do anything else but sit at home and let the bills rack up.

8. I am in current criminal trouble b/c someone took advantage of my living situation. I wrote a bad check from a closed bank account that I had, I did not know I wrote the check on the closed account. When I found out the person was trying to steal from me, I reported it. However, they reported the check to the police later. I cannot afford small claims, an attorney, assistance, phone calls, and I cannot afford probation.

9. I would rather not be homeless. I live in a small shack of an apartment and I live alone. I cannot afford a pet.

It is true that I am looking for a simple answer, or if the answer is not simple - then just one answer that will make it all better. Perhaps there IS NO ANSWER. I don't care if there are plenty of others like me, I don't care about them, I care about me. If I cared about them and if I had anything to offer the homeless or others, I would. I don't care about 'having an attitude of gratitude', that makes things worse and doesn't pay bills.

Based on these issues, I feel like killing myself could be one possible solution that would make everything be solved. Since I don't have any family looking after me or wanting me to be part of their lives, and since I don't have a circle of friends, death is one viable answer. That is to say that I don't foresee myself becoming someone who is going to be socially acceptable any time soon because of severe physical issues and physical damage, my debt issues, my issues with trauma and people, and my overall life with finances and legal issues.

I realize that I am looking for something that will finally amount to anything in my life. Everything that I have had in my life has either gone, turned on me, or turned into something not worth having.

I am looking for one answer, possibly, that would make a difference in my life. Working at min. wage job at my age, in my thirties, is hardly an option b/c i do not want to be around others who are of the same poor health, or teenagers who wine, or people who are needy. I am sick of people who see that I am damaged and further try to damage me or steal from me. Yes, I am paranoid of people b/c I live in the USA and we are taught to be needy and selfish to others; entrepeuneurial or whatever. I am alone and only older people who are worse than me seem to want to hang out. I write a little bit, but it just seems as if when things sometimes may start to look upward, something else always happens.

God is NOT going to help unless IT finally reveals ITSELF to me after thirty and more years of praying and nothing happening and feeling guilty for something that does not exist, praying does not help, and I have played the lottery and not won. I do not feel down or as if I am being irrational, I am not being pessimistic here but I am being rational about solutions. I am tired of being at the bottom of everything. I want a difference in my own life that does not relate others trying to help me as if I owe them anything. I am not looking for acceptance, just something that says I matter here, because there is just one bad thing after another in my long life of bull. I understand that if I tackle one problem at a time I will be okay, but I'm just tired of doing that. I don't want to wait and wait for problems to get better. I need something that will make one noticeable difference in my life, and something that will give me incentive to take all of the other harsh things in my life in stride so much that they will get solved quicker. I do own a van but it's not worth much at all. I own a personal computer but it's crap. I own a television and a leather couch. I own clothes, and some other crap. But I can't do anything with them really. I'm lost. My former college found out I had a criminal record, they expelled me. I got back into a community college but can't do much with it right now. Last year I got out of a five year relationship that was really really bad b/c the other person was also disabled like me. She stopped by the other day after things were looking up, and it really caused me to go into a downward spiral again. I started coldcalling all the connections I was starting to make. I wish she would leave me alone, but I made the mistake of calling her to talk and lie to her to throw her off the scent about what I was doing with my life now. I told her I was engaged and the new woman was pregnant. I feel really alone and powerless like I did when I was with her. I am glad I ended it with her. Not that I am better than anyone, but its people like that who have severely damage my life all along. I guess that is one good thing that I am finally getting away from people like that. Thank you Mike, Big, Zia for your words of encouragement and honesty. I want to improve though it seems like I have one unsolvable problem after another. I think you have good answers that are rational and well thought. After I wrote my very long description last night, I laid down and eventually I fell to sleep. I think it is right to look at any answer that may or might not help me, including death. I don't believe in a power outside myself though it is true I constantly look outside myself for answers. It is true that I like things to be easy. I do like a challenge. Maybe a few more days can't hurt. If I hustle, maybe, just maybe, I can come up out of this huge pile of issues. I guess at least; I'm glad I'm not super obese that I can't walk. And at least I'm not in prison where I have to defend myself or couldn't even write this thread, that would really suck. Uuum, at least I'm not paraplegic. Perhaps if I am a little more patient, an answer might come to me. Perhaps. Thank you! Thank you scottidawg. Thank you ? for your specific comments. I agree with you: there is nothing outside of myself. I also appreciate you reminding me that I am somewhat intelligent. I have made some really bad decisions in my own life, but fortunately these decisions can very slowly be turned around if I make them turn around and push a little more. At least, I can believe they will turn around even if the decisions can't be undone, and maybe belief and dreams sometimes is all a human has.

Technorati Tags: , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Open Question: if your husband has been abusive and has cheated on you do you still have to split everything with him .? http://loan.creditequityline-ca.com/home-equity-loan/if-your-husband-has-been-abusive-and-has.html

Voting Question: Home Equity Appraisal time, start to finish?


I have been approved for a home equity loan but the computer appraisal is only valuing my house at 222k. I just completed 45k worth of renovations on my home including a new kitchen and bathroom so I know it will appraise much higher. My question is, if they ordered the walk thru appraisal today, about how long will it take for the appraisal to be completed and the report sent to my bank?

Resolved Question: What is the best thing I can do at this messy situation?


Will be ex-, took home equity line of credit under his name but again the house we bought together(still has little mortgage) without me knowing and signing(i have just read the document, no my name, no signature, no fault signature, too). He lost the $ and lost job. what should I do? Can I sue the second lender?(if the lender didn't sign this loan.. my life won't be this messy, the house is almost paid , now it is all borrowed and in debt.) How can I protect my kids and I from the lender take the house or after my assets?
1 second ago - 3 days left to answer.


Open Question: if your husband has been abusive and has cheated on you do you still have to split everything with him .?


my hubby has a lot of personal debt, business debt, a home equity loan (in my name cause his credit is bad).
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Technorati Tags: , , , , , , , , , , , , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Voting Question: I make good money ($150k+) and have OK credit, but can't get a consolidation loan for $50k. Any suggestions? http://loan.creditequityline-ca.com/home-equity-loan/post-2700098.html

Resolved Question: Whats the best way to get rid of my debt?


I am $12,000 in credit card debt. $8000 of that is at 4% interest and the rest is at 0% for the next 3 months. I have around $30,000 equity in my rental property, and another $30,000 in my 401k. My minimum payments each month are $210. Do I continue to make payments of $500 per month, take out a home equity loan from my rental property, take a loan from my 401k, or refinance my rental property (presently 5.5% fixed 30yrs). Or any other advice would be greatly appreciated.


Voting Question: Should you normally have to pay closing cost on a home equity loan?


I'm trying to get a home equity loan and I'm worried about there being closing costs. I got apporved for one so far but they are asking for 10% closing costs. I know my credit is a little shot and that's why I want the loan to help clean it up a bit and to help me get back on my feet, but just how much does my credit hurt me when it comes to me getting and equity loan when I'm securing something as precious as my home and can my credit also be the reason for the closing costs?

Voting Question: I make good money ($150k+) and have OK credit, but can't get a consolidation loan for $50k. Any suggestions?


I have a solid job ($150k+ annually), good home equity ($200k+), but a lot of debt and falling credit scores. If I could consolidate $50k in debt with a reasonable loan I should be good. Any ideas?

Technorati Tags: , , , , , , , , , , , , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Voting Question: Equity of A Marital Home http://loan.creditequityline-ca.com/home-equity-loan/voting-equity-of-a-marital-home.html.html

Resolved Question: What kind of loan can I get?


My husband and I live in a very small house on 1/4 acre. We want to build an addition that I'm guessing would run about $50,000. We don't have enough equity in our house for a home equity loan. What other options do we have?

Resolved Question: Foreclosure what happens to former buyer's credit


My home recently went into foreclosure. My mother was on the intial loan. We took out equity in 2005. I consolidated the loans, and now I am the only one on the deed and loan. Will it show a foreclosure on my mom's credit?

Resolved Question: Foreclosure what happens to second buyers credit?


I bought my home with a family member and we lived together for 4 years. We took out equity in the home and had a second mortgage. I consolidated both loans under my name only. He moved out and signed the deed over to me. I am the only one on the loan and deed. I have Countrywide and was in the process of a modification. Now because of their lies, I had no idea I was in foreclosure. Will my family member's credit be effected negatively or show foreclosure on their credit? If so what can do about it?

Voting Question: Equity of A Marital Home


If two people are on the mortgage loan and deed and get divorced and only one is granted the marital home and decides to sell the home, does the other have to sign off on the marital home? The divorce settlement does show the granting to the other spouse, would the equity after being sold have to be devided?

Technorati Tags: , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Resolved Question: Did I better my chances or ruin my chances? http://loan.creditequityline-ca.com/home-equity-loan/resolved-did-i-better-my-chances-or-ruin.html
i dont think he wants home equity loan......can he do this secured loan thing? he said he saw where you could use your car as collateral but his car is a 2000 Truck - i don't think it would work for a $5,000 loan. he was just dumbfounded that owning 3 houses he would have trouble getting a loan. his credit score is 563. he said his bank doesnt even do personal loans. thanks for any help.

Resolved Question: Did I better my chances or ruin my chances?


I want to purchase a house. Recently, I paid off my vehicle, paid my credit cards off, and paid another vehicle off with a home equity line of credit loan. This means I have two mortgages making my payments at $1,023.00 a month. I am looking to purchase a house because I always wanted a house instead of a town-home which I have been living here for 10 years. The second reason why I want to make this move is because the property next door is rental property and since it has been rental property the landlord tend to rent to fighting couples in other words usually to a woman with kids and then she moves her boyfriend in and she works and he doesn't. I seems to be a pattern. I do not feel comfortable living next door to them. I think they are on drugs and they yell incoherently and it doesn't make since. I think he thinks I had been complaining about them to the landlord, but the neighbors on the other side of him complained to the landlord about their behavior. Now he's watching me. So getting back to my question did I better my chances or ruin my chances in being approved for a loan for the house?

Technorati Tags: , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Voting Question: Tax advise: Home equity loan interest on second home http://loan.creditequityline-ca.com/home-equity-loan/voting-tax-advise-home-equity-loan-interest.html
I checked my Transunion via Truecredit Score. TU 753, EX 743, EQ 724. I know these are considered FAXO scores.

So I check myfico.com scores. TU 734, EX 686, EQ 716.

My Experian VantageScore is 818 - Grade B - Prime Plus

How could Bank of America get a score of 668 using only Transunion? Even if you add all 3 myfico.com scores together and divide by 3, you still don't get 668, you get 712.

I am going to other Banks. But just am curious how they got that score. It is like they pulled it out of thin air. Thank you for answers!!

Resolved Question: Should I rent or sale the house?


My husband and I both have jobs over an 1hr away from where we live. We have a house that is less than 2yrs old. We want to move in the city that is close to our jobs.
Should we
A. Sale the house, and buy another one in the new city.
B. Rent the house out, and buy another home in the new city.
C. Rent the house out, and Rent an apartment in the new city for a few Month's to save money for new homes down payment
d. something else

the problems are neither of our credit scores are that good. So getting anew home loan may not be an option rite now. And we don't want to sale our existing home and have to take money to closing because the home has not had time to build up a lot of equity.

I know it's probably easier to just get jobs in our current city but that's not an option.

Really need some advice..thanks

Voting Question: How to find mobile home appraisal values?


You know like cars you can go to edmunds.com or kbb.com
Im trying to buy a repo singlewide or double wide. I have land that i can put it on but its not in my name. But I need eno equity to pay off my Truck loan (around $17k) Where can i find book values of manufactured homes? that way i know what pricing i can look for.


Voting Question: Tax advise: Home equity loan interest on second home


I am currently in a town house and want to purchase a single-family house. My plan is to borrow about 40K from HELOC for down payment and then rent my town house once I move to new house. Can I claim HELOC loan interest as tax deduction or rental expenses until loan is paid off? Any advice will be appreciated

Technorati Tags: , , , , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Voting Question: which is better,home equity loan or reverse mortage? http://loan.creditequityline-ca.com/home-equity-loan/voting-which-is-better-home-equity-loan.html

Resolved Question: are there any student loans that don't check your credit?


I am in the process of buying a home but I want to go back to school also. I hear that it's impossible to get student loans when you buy a house because the companies want you to borrow from the equity. So which loans or programs are you all aware of that I can use.

Voting Question: which is better,home equity loan or reverse mortage?



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Technorati Tags: , , , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Resolved Question: Rolling over negative home equity after sale of home http://loan.creditequityline-ca.com/home-equity-loan/resolved-rolling-over-negative-home-equity.html

Voting Question: I bought a home for $250,000 with a girlfriend and now we have split up. What needs to be done to buy her out?


What options do I have? Get an appraisal, then take the difference which is the equity in the house and take out a loan and give her half? I have made all of the mortagage payments. Can I subtract that from her side of the equity that was made?

Voting Question: What are the best sources of information on Prime equity home loans


I am looking to refi my home mortgage and got a suggestion to check out home equity loan. Need help
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Resolved Question: Rolling over negative home equity after sale of home


Do lenders allow you to sell your home and then roll over what is still owed on the home into another loan if the loan value is more than the sold amount? We owe $410k and our home is not worth more than $340-350k. We are current but continue to struggle making payments and would like to sell but certainly don't have $60k to bring to the closing table.

Technorati Tags: , , , , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Resolved Question: What do you know about Home Equity Loans for paying off credit card debt? http://loan.creditequityline-ca.com/home-equity-loan/resolved-do-you-know-about-home-equity-loans.html

Resolved Question: How does appraisal value of a home help you when you are trying to refinance?


Example: I buy home for $500,000 on an interest-only bridge loan (owner financing) for a period of 3 years (have to get it financed by another lender at end of 3 years), and have $60,000 to put down on the refinance at the end of 3 years. This leaves $440,000 to get financed after 3 years. If the house is appraised at $540,000 at that time, does the bank look at it like they are really approving me for financing in the amount of $300,000 rather than $440,000 since I have $140,000 in equity?

Resolved Question: What do you know about Home Equity Loans for paying off credit card debt?


I have $20,000 in credit card debt that is making me desperate.
I have approximately $35,000 in my home equity.
I have about $20,000 in an IRA.
All of my credit card interest rates are below 8%, but would I be better off consolidating the credit card debt and getting an Equity loan of some type over 10 years?
I've never missed any minimum payments or any payments on bills.

I'm worried about continuing to be able to pay the high credit card payments.

My mortgage rate is 5.25% and although I could sell my home and pay it off, I think the mortgage rate I'm paying would be less than even rent if I sell the house.

What are the positives/negatives of Home Equity Loans?
Thanks in advance.

Technorati Tags: , , , , , , , , , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Resolved Question: Why should I do anything else? http://loan.creditequityline-ca.com/home-equity-loan/resolved-why-i-do-anything-else.html.html

Resolved Question: Why should I do anything else?


Paid for house then accrued cc debt by spouse took out equity loan,pait it off. Again spouse accrued cc debt,took another home equity loan and can not keep up. Now, I think since I paid off house twice , the third time I am a fool to do it.Guess what I am going to do ? I am going to let the frickin bank take the house since my frickin spouse can't control spending. So deep in debt can't see any light. I'd rather get a divorce than live with a spender.I'll teach spouse a lesson,for spending. Yes it means we'll all be out on the street.Even me.We keep paying Interest only and it makes me mad as hell seeing all that unecessary money going out the window.Cut off my nose to spite my face right.

Technorati Tags: , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Voting Question: I have 2 Home equity loans. One Fixed for 4.99, and one ffloating at prime. Should I refinance and combine b http://loan.creditequityline-ca.com/home-equity-loan/voting-i-have-2-home-equity-loans.-one-fixed.html I need about $25k I have Credit cards ($15k) and other vehicle loan($10K) that I would like to pay off and yes cut up the cards and not use them. I'm tired of all the finance charges and really never getting them paid down. My total monthly payment on cards and loan is about $700, so I'm hoping to save a couple of hundred there if I can.

Unfortunately my credit is not the greatest at the moment as I have had a couple of lates. (please don't beat me up on this, I already know how bad it is) I know how important it is to keep my credit good and working on it.

Any thought on how I can proceed? I don't want to refinance as I have a pretty good 15 yr loan that I don't want to mess with.

Yes, I have just evaluated my spending habits and will be making some drastic adjustments. Ex. No more pool man, No more gardner, No more video memerberships, changing satellite options, etc. I have 5 children - 4 in college and 1 in elem. school. We have big food bills (start using coupons). I don't want the kids worrying about contributing while they are in school they do have jobs and pay all their extra stuff and will be helping out more.

Yes, I have seen all the ways to help like paying off one cc at a time but I need help now. I know my habits have been part of the problem but that will change. I can't continue paying on all my cards. I even set up bill pay to pay them weekly and that’s not working.


Voting Question: I'm looking for a loan broker for a loan in California. Know of a good company.


I don't have great credit but I'm looking for a broker to shop lenders for me. I can't go to eloan or dietech becaus I think they service A creditors. What other big company is out there?

I'm looking for a Home equity loan or other type of similar loan.

thanks so much

Resolved Question: can i get home equity loan without being on mortgage? but I'm on deed


going through divorce and she killed me with debt.she makes more than me has the house and the kids and i have the debt. she is jerking me around setleing with me.
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Voting Question: I have 2 Home equity loans. One Fixed for 4.99, and one ffloating at prime. Should I refinance and combine b


The amounts are 32,000 on one and 31,000 on the other. would it pay to combine the two of them into one loan even if the interest rate is 6.3 percent?
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Technorati Tags: , , , , , , , , , , , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Voting Question: Need to refinance, but first need to fix my credit http://loan.creditequityline-ca.com/home-equity-loan/voting-need-to-refinance-but-first-need.html Help.. Just looking for thoughts.

About 4 years prior to our marriage, my husband bought a home with a good friend of his. At the time they had a verbal agreement that if one wanted to sell then they would sell the house.

Flash forward.. my husband and I get married, he wants to sell his half of the house so we can buy another. His friend doesnt want to. So the friend offers to give him his downpayment back. But not right away, in a year. No, increase in equity (though he could sell the house for more) no interest. My husband agreed to it, because he's just desperate to be off the mortage.

Also, my husband found out at that time that the friend had taken an equity loan for the 65K that they put down on the house. The whole downpayment, not just his half.

So they went to a lawyer, had a contract drawn up and the contract stated that the friend would #1 take my husband off the mortgage, and #2 pay him his downpayment back. This was to happen as of May 31, 2008.

My husband hasnt heard from him and cant get ahold of him! My husband is so stressed out... Any advice on what to do??

To make things more complicated. The friend owns the company my husband works for and my husband's sister lives in the house.

Thanks



Voting Question: Need to refinance, but first need to fix my credit


I have equity in my home but my ex has a home equity in his name. i only need a small amount and then should be able to fix my credit. after that i should qualify for refi - is this a good idea? does his home equity loan affect the ability for me to get any $$ yes - it is only in his name and he pays the home equity himself. i pay the mortgage and stay in the home, which i am trying to buy out

Technorati Tags: , , , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT Resolved Question: Home equity Loan on manufactured home? http://loan.creditequityline-ca.com/home-equity-loan/resolved-home-equity-loan-on-manufactured.html
If I got a job, instead of taking classes online, I would be working to pay entirely for daycare. Just saying... I didn't have a good feeling about it anyway, thanks for the advice though. We technically don't have to do anything, we are still able to make our monthly payments. Were just trying to make it easier on my husband month to month. Thanks!

Resolved Question: Home equity Loan on manufactured home?


I have a new mobile home on an acre and it is totally paid for land and all. Why can't I get a loan on it to get a permanent foundation put under it? I was told I need a foundation to get a loan so go figure.
LR

Technorati Tags: , , , , , , , ]]> Tue, 19 Aug 2008 07:00:36 GMT best-home-equity-loan.jpg http://loan.creditequityline-ca.com/home-equity-loan/best-home-equity-loan.jpg.html.html



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debts into one loan. Those who have only some equity in their homes can still get equity loans, assuming that they have no major credit problems. Is a home equity credit line for you? If you need to borrow money, home equity lines may be one useful source of credit. Initially at least, they may provide you with large amounts of cash at relatively low interest rates.




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Technorati Tags: , , , , , , ]]> Wed, 28 May 2008 04:03:22 GMT Insurers flag Jackson, Deschutes counties http://loan.creditequityline-ca.com/home-equity-loan/insurers-flag-jackson-deschutes-counties.html more...



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